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IRAs

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Never Too Early for Retirement Planning

Individual retirement accounts (IRAs) allow you to save for retirement while enjoying certain tax benefits. The Dolores State Bank offers two types of IRAs, both of which are invested in certificates of deposit with the bank.

Traditional IRA

A traditional IRA is a special, tax-deferred savings plan authorized by the federal government to encourage you to accumulate money for retirement.

Roth IRA

With a Roth IRA, you can make annual, non-deductible contributions. Unlike a traditional IRA in which your earnings are tax-deferred, Roth IRA earnings can be tax free.

Open an IRA

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