Holiday Closure 

The Dolores State Bank will be closed Wednesday, November 11th in observance of Veterans Day.

We will never call or text you for account information or request your credentials. Do not click or respond to these messages. If you have questions or concerns, call the bank directly. 

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Dolores Branch: Main Office and Headquarters

DSB's Home Office

Dolores State Bank's main office and headquarters is a full-service branch at 101 S. 6th St. in Dolores, CO 81323. It offers personal accounts, business banking, and lending, with a staffed lobby, a drive-up window, and a 24-hour ATM. Call 970-882-7600.

Dolores State Bank is the largest independent bank in Montezuma County, and all of our decisions are made locally. You can open an account, apply for a loan, or make a business deposit here.

The bank exists because the town needed one. Dolores lost its only bank in mid-1958, and four local businessmen organized Dolores State Bank, which opened on January 5, 1959. You can read the full story of how DSB got its start on our About page.

Since then, the bank has grown to three full-service branches and two loan production offices across Southwest Colorado. The headquarters is still here, in a town of 933 people as of the Census Bureau's 2025 estimate.

Stop by the lobby, use the drive-up, or call 970-882-7600. Walk-ins are welcome during lobby hours, and an appointment is never required to talk to a lender.

Banking Services Available

The Dolores office offers the bank's full range of deposit accounts, loans, and digital banking. Here is what you can open, apply for, or ask about at 101 S. 6th St.

Personal Banking

Business and Agriculture

  • Business banking, including business checking and business loans for real estate, equipment, and working capital
  • Agriculture loans for farms and ranches across Montezuma County, with fixed or adjustable rates, flexible terms, and lines of credit

Digital Banking

Our mortgages and home equity lines of credit stay on the bank's own books instead of being sold, so you keep working with Dolores State Bank for the life of the loan. Business and agriculture loan decisions are made locally and quickly. For current rates on any loan, call the branch. NMLS# 409186.

Dolores and DSB

Dolores is a small town on the Dolores River, about 11 miles northeast of Cortez in Montezuma County. It sits just upstream of McPhee Reservoir, the centerpiece of the Bureau of Reclamation's Dolores Project and one of the largest reservoirs in Colorado. The Town of Dolores has more on the community itself.

The bank has grown well beyond Dolores since 1959, but the main office never left. The bank carries the town's name, and the largest independent bank in Montezuma County still has its headquarters in a town of under a thousand people.

Frequently Asked Questions

Where is the Dolores State Bank headquarters?

The headquarters and main office are at 101 S. 6th St., Dolores, CO 81323. Call 970-882-7600. The bank has been based in Dolores since it opened on January 5, 1959. The main office is a full-service branch with a lobby, a drive-up window, and a 24-hour ATM, and its fax number is 970-882-1050.

What services does the Dolores main office offer?

The Dolores branch offers the bank's full range of personal and business banking: checking, savings and money market accounts, certificates of deposit, IRAs, mortgages, home equity lines of credit, land-only and construction loans, personal and auto loans, business checking and loans, and agriculture loans. Digital banking is available through the myDSB app. The branch has a lobby, a drive-up window, and a 24-hour ATM.

What are the hours for the Dolores branch?

The lobby is open Monday through Friday, 8:30 a.m. to 4:30 p.m., and closed Saturday. The drive-up window is open Monday through Thursday, 8:30 a.m. to 5 p.m.; Friday, 8:30 a.m. to 5:30 p.m.; and Saturday, 8:30 a.m. to noon. The ATM is available 24 hours a day. For Saturday lobby service, the Cortez branch at 744 E. Main St. is open 8:30 a.m. to noon. For holiday closures, call 970-882-7600 during lobby hours.

Does Dolores State Bank have other locations?

Yes. Along with the Dolores headquarters, Dolores State Bank operates full-service branches in Cortez at 744 E. Main St. and in Mancos at 138 N. Main St., each with a lobby, a drive-up window, and a 24-hour ATM. Loan production offices in Durango and Telluride handle lending only, so deposit accounts are opened at one of the three branches. Hours and phone numbers are on the locations page.

Come see us at 101 S. 6th St. in Dolores, call 970-882-7600, or contact us online. We have been in Dolores since 1959, and we are glad to talk through your options in person.

Equal Housing Lender. NMLS# 409186.

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