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Save Money, Make Money
Whether you’re saving for something specific or putting away money for a rainy day, a savings account from The Dolores State Bank allows you to earn interest while you save.
| Regular Savings | Money Market | Certificate of Deposit (CD) | |
|---|---|---|---|
| Minimum opening deposit | $50 | $1,000 | $1,000 |
| Minimum balance | $5 | $1,000 | $1,000 |
| Monthly service fee | None | $10* | None |
| Monthly service charge with printed statements | None | $12 | None |
| Other account requirements | None | None | Maturities from 6 months to 5 years More about CDs |
Regular Savings Features
- $50 minimum deposit to open
- Interest compounded and credited quarterly
- Available to individuals or businesses
- If average quarterly balance drops below $5, the account incurs a $1 service charge per quarter
Interest rate will change at the bank’s discretion due to market conditions.
Money Market Features
- $1,000 minimum deposit to open
- Service charge waived if average balance is above $1,000
- A service charge of $10 is allocated monthly when opted into eStatements, $12 with printed statements
- Up to six withdrawals or transfers per statement cycle; $5 per withdrawal thereafter
Interest rate will change at the bank’s discretion due to market conditions.
Certificate of Deposit Features
- $1,000 minimum deposit to open
- Competitive interest rates
- Maturity timeframes range from 6 months to 5 years
- Individual retirement accounts (IRAs) available as The Dolores State Bank CDs
An early withdrawal penalty may be imposed.