Mancos Branch

Full-Service Banking in the Mancos Valley

Dolores State Bank's Mancos branch at 138 N. Main St. is the only bank in Mancos, Colorado. It is a full-service branch with a staffed lobby, a drive-up window, and a 24-hour ATM, offering the same accounts and loans as our Dolores and Cortez branches.

Mancos had 1,266 residents as of the Census Bureau's 2025 estimate, and the nearest other bank branches are about 17 miles away in Cortez and Dolores. A town this size with its own staffed bank, where you can open an account, apply for a loan, and sort out a problem face to face, is uncommon. For most people in the valley, it means a deposit doesn't require a 35-mile round trip.

The branch joined Dolores State Bank in 2015, when DSB bought the Mancos Valley Bank and brought local ownership back to the valley. DSB itself has served Southwest Colorado from Dolores since 1959.

You can open deposit accounts, apply for loans, and set up digital banking at this branch, and all of our decisions are made locally.

Stop by the lobby, use the drive-up, or call 970-533-7736. No appointment is needed to speak with a lender. The drive-up is also open Saturday mornings when the lobby is closed.

Banking Services Available

Mancos is a full-service branch, so the bank's full product line is available here. You can open, apply for, or ask about any of the following at 138 N. Main St.

Personal Banking

• Checking accounts, including the NOW Account, Benefits Plus, and Basic Checking
• Savings and money market accounts
• Certificates of deposit and individual retirement accounts
• Mortgages and home equity lines of credit, both owned by DSB and never sold, plus in-house land-only loans
• Construction loans for residential and commercial projects
• Personal and auto loans

Business and Agriculture

• Business banking, including business checking and business loans
• Agriculture loans for ranches and farms across the Mancos Valley

Digital Banking

• Online and mobile banking through the myDSB app, plus digital wallets, P2P payments, and card controls you can manage from your phone

Because DSB keeps its mortgages and HELOCs on its own books, you work with the same bank for the life of the loan. Each product page has the details. NMLS# 409186.

A Part of the Mancos Valley

George Bauer founded Mancos's first bank, the Bauer Bank, in the 1880s; his 1905 Bauer Bank Block at 107 W. Grand Ave. is now on the National Register of Historic Places. The Mancos Valley Bank opened in 1964 and served the valley for five decades.

In 2015, Dolores State Bank bought the Mancos Valley Bank and brought local bank ownership back to the valley. The change was planned for continuity: account numbers, loan terms, debit cards, and branch staff stayed the same, and the branch added Saturday drive-up hours.

Keeping a staffed, full-service branch in a town of this size is a deliberate choice, and it is what a community bank is for. Mancos, which the Town of Mancos bills as the Gateway to Mesa Verde, sits along U.S. 160 between Cortez and Durango, nine miles east of the Mesa Verde National Park entrance.

Frequently Asked Questions