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Holiday Closure Notice

The Dolores State Bank will be closed Monday, May 27th in observance of Memorial Day.

Merchant Card Services


Plastic-Processing Power

Don’t take a chance with an unknown provider. Partner with The Dolores State Bank for merchant card services for VISA, Mastercard, Discover and American Express.

Merchant Card Features

  • Competitive pricing
  • Unbundled pricing with no hidden fees
  • 24-hour settlement of funds
  • 24/7 technical-support help desk
  • Online view of account information
  • Merchant-branded gift cards available

Merchant Card Services FAQ

Can I accept American Express cards?

You may apply to American Express by calling 1-800-874-8848.

What is the discount rate?

The discount rate is the percentage rate of each transaction that the processing companies such as Visa, MasterCard and Discover charge for transaction processing. The actual charge is determined by the way the transaction is processed, such as Swiped, Hand Keyed or ARU.

What is the Address Verifi¬cation System?

The Address Verification System, also known as AVS, is used for merchants processing mail, telephone and Internet purchases. The merchant is prompted to enter the customer’s home address. The AVS system compares the address received to the actual address on the card file. If the address information does not match, the AVS system will detect that for you. This feature provides security for the merchant by alerting the merchant to a potentially stolen card.

How will I get my money?

Your funds will be deposited in the designated account appearing on your Merchant Application.

Will I receive a statement?

Yes, you will receive a monthly statement that will breakdown day-to-day sales volume and associated processing fees.

What is PCI/DSS Compliance?

The National Network requirements to ensure that all companies/merchants that process, store or transmit credit card information maintain a secure environment. All merchant equipment and third-party processors capturing cardholder data must be compliant and certified. Standards can be found at

Access Merchant Card Services

Contact Us

Processing Solutions for Merchant Card Services

  • Electronic Ticket Capture
  • ARU-Touch Tone Telephone
  • Electronic Check Acceptance
  • PIN Debit
  • Wireless
  • Internet
  • Pay @ The Pump
  • Applications for:
    • Retail
    • Hotel
    • Restaurant

Merchant Card Services Equipment

  • Optimum 4205
  • Verifone vx510
  • Verifone vx610
  • Nurit 8000 Series
  • FD-200
  • S9 PIN pad
  • 1000 SE PIN pad

Supported Merchant Card Services Software

  • ICVerify
  • Authorize.Net
  • YourPay
  • VeriSign

What are your specific needs?

Contact Us

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